Commercial Lending Director Job Description

This Commercial Lending Director job description is good for hiring a perfect candidate as it clearly outlines the key responsibilities and requirements of the role in a concise and professional manner. It also highlights the importance of financial acumen, leadership, and compliance skills necessary for success in this position. To customize this job description to your own needs, you can tailor the requirements and responsibilities to meet the specific needs of your organization and industry. You may also include additional requirements such as educational qualifications, certifications, or experience that are required or preferred for the position.

Job Description Brief :

We are seeking a Commercial Lending Director to lead our lending activities. In this role, you will be responsible for developing and implementing lending strategies, managing loan officers, analyzing credit risks, and maintaining client relationships. You should have strong financial acumen, leadership and interpersonal skills, and knowledge of regulations governing lending operations.

Key Responsibilities :

• Develop and implement lending strategies to achieve business goals
• Evaluate loan applications, analyze credit risks, and determine loan terms and conditions in accordance with company policies and regulations
• Oversee and manage a team of loan officers
• Maintain relationships with clients, monitoring their creditworthiness and ensuring timely repayment of loans
• Stay up-to-date with changes in lending regulations and ensure compliance with all legal requirements
• Conduct market research and analysis to identify trends and opportunities for growth
• Prepare and present lending performance reports to senior management
• Work with other departments, such as credit, risk, and compliance, to ensure seamless execution of lending operations
• Guide and mentor loan officers to improve their performance

Required Qualifications and Skills :

• Bachelor’s degree in Business Administration, Finance, or a related field
• 7+ years of experience in commercial lending, with a proven track record of successful lending operations
• Strong financial analysis and credit assessment skills
• Excellent leadership, communication, and interpersonal skills
• Knowledge of lending regulations and compliance requirements
• Proficiency in MS Office applications and lending software

Education and Experience Requirements :

• Bachelor’s degree in Business Administration, Finance, or a related field
• 7+ years of experience in commercial lending

Physical Requirements :

There are no physical requirements for this role.

Work Schedule and Conditions :

The Commercial Lending Director will work during regular office hours, typically from 9 am to 5 pm. Occasional overtime may be required to meet business needs. This is a full-time position.

Compensation and Benefits :

We offer competitive compensation packages, including salary and performance-based bonuses. Benefits include medical, dental, and vision insurance, 401(k) matching, and paid time off.

Company Culture and Values :

We are committed to creating an inclusive and diverse workplace that values teamwork, accountability, and innovation. We strive to create a positive culture where all employees can reach their full potential.

Career Advancement Opportunities :

We support career growth and development for our employees. The Commercial Lending Director will have opportunities to take on more responsibilities, lead new initiatives, and advance to higher leadership positions within the organization.

Application Process and Contact Information :

To apply, please submit your resume and cover letter to [insert email here]. We will review your application and contact you if we decide to move forward with the interview process.