Senior Commercial Loan Officer Job Description

This Senior Commercial Loan Officer job description is good because it provides clear and concise information on the essential duties and responsibilities of the role. It highlights the key skills and experience required for the position and uses a professional tone to convey these requirements. 

To customize this job description for your own needs, you could modify the specific qualifications and responsibilities to align with your company’s unique requirements. You could also add details about your organization’s culture, benefits, and development opportunities to make the job more attractive to potential candidates. Additionally, you could specify any additional requirements or preferences you have regarding educational backgrounds or technical skills. Overall, the job description can be tailored to meet your unique needs while still conveying the core requirements of a Senior Commercial Loan Officer.

Job Description Brief :

We are seeking a highly skilled Senior Commercial Loan Officer to join our dynamic team. This individual will be responsible for managing the loan portfolio and developing new lending opportunities for our commercial clients. The ideal candidate should possess excellent analytical skills, attention to detail, and the ability to build strong customer relationships.

Key Responsibilities :

• Analyze financial statements and creditworthiness of clients
• Manage and grow loan portfolio to ensure revenue targets are achieved
• Negotiate loan terms and conditions with clients
• Monitor regulatory requirements as they pertain to loan operations
• Conduct regular credit reviews to reduce credit risk
• Maintain strong relationships with clients and coordinate with other internal departments to provide high-quality service

Required Qualifications and Skills :

• Bachelor’s degree in finance, business administration, or a related field
• Minimum of 5 years of experience in commercial lending
• Strong understanding of financial statement analysis and credit risk management
• Proven track record of success in generating new business opportunities
• Exceptional negotiation and customer service skills
• Excellent communication and interpersonal skills
• Ability to work in a highly collaborative and fast-paced environment

Education and Experience Requirements :

• Bachelor’s degree in finance, business administration, or a related field
• Minimum of 5 years of experience in commercial lending

Physical Requirements :

There are no physical requirements for this position.

Work Schedule and Conditions :

The Senior Commercial Loan Officer will typically work a full-time schedule during standard business hours. However, there may be some evening or weekend work required to meet the needs of our clients. The individual may also be required to travel occasionally for business purposes.

Compensation and Benefits :

Salary and benefits package will be competitive and commensurate with the experience and skills of the successful candidate. We offer a comprehensive benefits package that includes health insurance, retirement benefits, and paid time off.

Company Culture and Values :

Our company values collaboration, innovation, and lifelong learning. We believe in providing our employees with the tools and resources they need to be successful and we encourage professional development.

Career Advancement Opportunities :

We are committed to providing our employees with opportunities for growth and advancement within the company. We offer ongoing training and development programs and are invested in the long-term success of our employees.

Application Process and Contact Information :

Interested candidates should submit their resume and a cover letter explaining their qualifications and interest in the position. The cover letter should be addressed to the hiring manager and sent to [insert email address]. We will review all applications and contact qualified candidates for interviews.